Draft Statement of Claim-Natale Law Offices

I received a call from a consumer/debtor who owed money to our client and had received a demand letter with a statement of claim attached. She was concerned and explained that she could not repay the monies owed because she had suffered a workplace injury and was unable to work and had no income. She expected to receive income replacement from WSIB and would at that time make efforts to call to see if she could address her delinquent account. She thanked me for listening and promised to contact my office once matters were resolved for her.

Provincial regulations

Civil files for the recovery of funds proceed through the provincial court systems. Accordingly, each province has its own rules and requirements for the issuance of a claim and the enforcement of a judgment. Currently, in Ontario all outstanding or delinquent accounts with a principal outstanding balance of $25,000 or less should be pursued in the small claims court. This is beneficial for several reasons, two of which are cost and efficiency.

Natale Law Office Draft Statement of Claim

It is very effective to send a draft statement of claim for our clients who are creditors. The letters are sent to people who owe money and those people respond to the letter in an increased percentage when it is sent from Natale Law Offices. Since the staff at Natale Law Offices are trained professionals who are polite and well trained consumers/debtors who call in to deal with their delinquent accounts tend to have a positive experience. If the wrong person has been contacted, information on the file is updated and forwarded to the client. Otherwise the staff at Natale Law Offices, under the direct supervision of Deanna Natale, and the consumer/debtor talk through possible solutions to assist them in repaying the funds that are outstanding. Often if funds are available clients of Natale Law Offices are willing to work with the consumer to avoid having a file proceed to litigation. Litigation is in fact a last resort for Natale staff and its clients, and this is obviously also beneficial to the consumer/debtor. There is nothing fraudulent about the letters, the demands are made for monies that are outstanding to legitimate clients. Occasionally the wrong party is contacted because they have a similar name, or previous address or previous phone number but more often than not, the proper party is reached and the file/activity proceeds. The best course of action for anyone who has received a letter is for them to call back as soon as possible and deal with the letter/demand.

If anyone has received a call and has any questions or concerns they can call Deanna Natale personally at 905-413-8748 and she will be happy to help. She is very pleasant to speak with. Also they can speak to a manager who will also be professional and courteous if she is not available and they have some concerns or a possible complaint.

Once a delinquent account file is referred to Natale Law Offices typically a demand letter will be sent to the last known address of the debtor. The demand letter will identify the creditor-the party to whom the funds are owing, the amount owing and a file reference number. If the balance owing is high enough the letter may include an attachment which is a draft statement of claim. An issued statement of claim has a court file number on it. The demand letter with the draft statement of claim is not an issued claim and the letter is clear about that. The letter is a legitimate demand for funds owing from a party. The clients, who authorize the letters, are pursuing money they legitimately believe is outstanding and there exists no support for anyone who alleges they are fraudulent or a fraud. The letter clearly and unequivocally states that the attachment is a DRAFT only. The attachment clearly states it is a draft. For anyone to interpret it differently is without foundation or support. There is nothing fraudulent whatsoever about the letters which Deanna Natale authorizes to be sent from her office, Natale Law Offices. If a consumer has a question or a concern they should call her directly at 905-413-8748.

Natale Law Offices-Deanna L. Natale

The law office specializes in recovery of outstanding debts for clients. Typically these debts have been assigned to a collection agency which has been unable to recover the funds owing to its clients. The file is then referred to Natale Law Offices.

Natale Law offices-Deanna Natale

I received a call from a consumer who had received a demand letter with draft claim attached. She knew that she owed the money but had just recently returned to work and had a number of bills outstanding. She required some time to repay the account if possible. I spoke with my client and was able to negotiate acceptable terms of repayment for her and for the client/creditor. She was relieved and expressed her gratitude for our help.

Deanna Natale - Natale Law Offices

Today I received a call from a consumer who had settled her account in full at our office a year ago but her credit bureau had not been updated. She had misplaced the settlement letter provided. We were able to immediately provide her with written confirmation of the settlement and the client was advised of the required update to her bureau.

I received a call this morning from a consumer querying why his bureau has not been updated to show he paid off his account. My advise to the caller was for him to send the Letter of Release he received from our office to the credit bureaus and have them update his record. The Letter of Release is an important and offical piece of document which shows that you have been released from a debt. The moment that document is handed to you it should be presented to the bureaus to have your credit profile updated. A lot of consumers though believes that the Letter of Release erases their credit history which is not so. What it does is updates your credit profile to show the account is not owing anymore.

Natale Law Offices-Deanna Natale

Demand letters are a useful recovery tool for creditors. The consequence of sending a demand letter is consumers or individuals who owe money are provided with an opportunity to respond to a professional and deal with their financial obligations.

The purpose of this blog is to allow viewers to have a better understanding of collection law and how Natale Law offices operates to support its clients. Natale Law Offices provides services to various creditors, account receivable management companies, debt purchasers, and collection agencies. Deanna Natale, a lawyer in the Province of Ontario and licensed through the Law Society of Upper Canada is the principal for Natale Law Offices.